{"id":857,"date":"2024-10-03T20:47:50","date_gmt":"2024-10-03T19:47:50","guid":{"rendered":"https:\/\/valero-capital.com\/tipos-de-hipotecas\/"},"modified":"2024-11-15T12:16:21","modified_gmt":"2024-11-15T12:16:21","slug":"types-of-mortgages","status":"publish","type":"page","link":"https:\/\/valero-capital.com\/en\/types-of-mortgages\/","title":{"rendered":"Types of mortgages"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"857\" class=\"elementor elementor-857 elementor-51\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-597aefe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"597aefe\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e78d53c\" data-id=\"e78d53c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-82ffa07 elementor-widget elementor-widget-heading\" data-id=\"82ffa07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Types of mortgages<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-389cae8 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"389cae8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0743881\" data-id=\"0743881\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3611b61 elementor-widget elementor-widget-image\" data-id=\"3611b61\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/valero-capital.com\/wp-content\/uploads\/elementor\/thumbs\/IMG_1141-qwpgp2jfnsqgeg4qg43xl3q4ehrdo9ylbc8ed0pdts.jpg\" title=\"Tipos de hipotecas\" alt=\"Tipos de hipotecas\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fbc084c\" data-id=\"fbc084c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0355ae9 elementor-widget elementor-widget-text-editor\" data-id=\"0355ae9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>There are different types of mortgages that adapt to different financial needs and real estate projects:<\/p><ul><li><strong>Standard Mortgages<\/strong> : Financing to acquire a primary or secondary home.<\/li><\/ul><ul><li><strong>Financing for renovations:<\/strong> Loans to finance the renovation, remodelling or extension of an existing property<\/li><li><strong>Construction financing<\/strong>: This type of financing is suitable for new construction projects and is characterised by the fact that payments are made in tranches and after completion of construction phases<\/li><li><strong>Double guarantee mortgages<\/strong>: Two properties are used as collateral. This means that up to 100% of the purchase amount of a property can be financed.<\/li><li><strong>Equity Release<\/strong>: Financing of an already acquired and unencumbered property. This type of mortgage enables the capital tied up in a property to be released.<\/li><li><strong>Purchase and Lease<\/strong>: Financing to acquire properties for rental purposes.<\/li><li><strong>Hotels and Restaurants<\/strong>: Mortgages for companies in the hospitality industry. In addition to a classic business case, proof of the company&#8217;s historical results must be provided.<\/li><li><strong>Refinancing: <\/strong>Adjustment of terms of an existing mortgage.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca5cebf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca5cebf\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-eb97bcb animated-slow elementor-invisible\" data-id=\"eb97bcb\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b10f612 elementor-widget elementor-widget-heading\" data-id=\"b10f612\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Meet our team<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3c4711 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"d3c4711\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you have questions or need information, don&#8217;t hesitate to contact us! We are here to guide you every step of the way.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2016908 elementor-align-center elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"2016908\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/valero-capital.com\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Types of mortgages There are different types of mortgages that adapt to different financial needs and real estate projects: Standard Mortgages : Financing to acquire a primary or secondary home. Financing for renovations: Loans to finance the renovation, remodelling or extension of an existing property Construction financing: This type of financing is suitable for new [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-857","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/pages\/857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/comments?post=857"}],"version-history":[{"count":7,"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/pages\/857\/revisions"}],"predecessor-version":[{"id":1150,"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/pages\/857\/revisions\/1150"}],"wp:attachment":[{"href":"https:\/\/valero-capital.com\/en\/wp-json\/wp\/v2\/media?parent=857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}