Your partner for mortgages in Spain

Valero Capital is a recently created boutique mortgage broker. The idea is to give our clients a more personalized and exclusive service than other brokers in the market.

Individual and exclusive treatment
Detailed analysis of transactions regardless of their complexity
Attention every day of the week with no time limits, including weekends and holidays
Direct relationship with banking executives and high negotiation power

At Valero Capital we know both sides very well – the banking side and the credit applicant’s side. This allows us to tailor our strategies to each client’s profile with a high success rate. We speak German, English and Spanish.

Our services

What services we offer

Types of mortgages

Locations

Our Clients

Process

Key steps for mortgage management

There are mandatory requirements from the banks and from Spanish legislation that must be taken into account when taking out a mortgage in Spain. We will be happy to advise you in an initial free and non-binding telephone information.

Here are the main steps involved in applying for a mortgage through Valero Capital:

First contact
Scheduled meeting to discuss the details of the transaction.
File preparation
Sending file to selected banks that best suit the client profile and financing needs
Reception of first offers and negotiation of conditions
Accompaniment to the closing of the operation

Who we are

Antonio Valero

Former director and CFO at TUI and Aldi. In recent years he worked as an independent financial consultant in the department for international buyers for Santander Group (UCI). He specialised in complex mortgage financing with clients from various countries.